Trades Insurance: Do You Need New for Old Cover on Your Tools?

Posted on 26 September 2018

As a tradie your tools are very important to your business. If your tools are stolen or damaged, then you simply can't do your job; buying replacements can be expensive. Luckily, you can insure your tools as part of your general trades business insurance. So, if you do need to get new tools then you'll at least have an insurance payment to cover the cost. Before you choose a policy, you do need to check what kind of payment you'll get. [Read More]

Tips For Ensuring You Get Your Workers' Compensation Benefits

Posted on 10 June 2016

Workers' compensation is a benefit provided to people who get injured or become ill on the job. It helps to cover your medical expenses and lost income as a result of the injury. Here are some tips for applying for your benefits and increasing the chances of getting what you deserve. Report the Injury Immediately There is a high chance of your employer rejecting your claim if you don't report it right away. [Read More]

What You Should Know About Non-Owners Car Insurance

Posted on 2 May 2016

If you don't currently own a vehicle, but you often borrow or rent one, you might be a good candidate for non-owners car insurance. This type of insurance policy is only for people who do not own a vehicle but occasionally use a car or truck for personal use. It includes many of the same types of coverage a regular auto insurance policy will cover, though there are some exceptions. Here are some things to know about this type of policy. [Read More]

Types of Business Insurance You Should Contemplate

Posted on 31 August 2015

Owning a small business typically means investing extended hours into growing your business and ensuring it stay afloat. This comes with a long laundry list of responsibilities that you are tasked with as the owner of the business. However, your top most priority should be ensuring the continuity of your business regardless of the circumstances. This is where business insurance comes in. There are a myriad of risks posed to your business that could compromise its success and longevity. [Read More]

About Me

Insurance Policies for Small Business Owners and Independent Service Providers

Welcome to my blog. My name is Christina. I run a very small company where I paint murals on kids' bedroom walls. I never even considered the possibility my company needed insurance. I mean, I knew it was necessary for companies with employees or companies who take risks like serving food, but for my small business, I didn't realise how important it was. Unfortunately, one day, a delivery person slipped while coming up to my door, and because he was delivering paints for my business, he was able to bring a liability lawsuit against my business. The right insurance policy could have prevented all of those expenses and heartache. If you run a small business, you need to review these posts. They have the ideas, research and facts you need about insurance policies.