Business Insurance: A Guide

Posted on 7 December 2022

As a business owner, it is extremely important that you protect your company with the right insurance coverage. This article discusses the different types of coverage available, how to choose the right policy for your business, and common mistakes to avoid. Types of Business Insurance Coverage There are several different types of business insurance coverage available. The right policy for your company will depend on several factors, including the size and type of business, the products or services you offer, and your location. [Read More]

The Benefits Of Hiring A Commercial Insurance Broker

Posted on 27 October 2021

When taking business insurance coverage, you have an option of taking the cover individually or engaging the services of a commercial insurance broker. The extract below asserts that you are better off hiring a broker. It details the advantages of hiring an insurance broker as you take the various business insurance covers.  Establishing Your Insurance Needs Every business owner knows they need auto insurance, general liability, workers compensation, or professional indemnity coverage. [Read More]

Buying Business Insurance — 4 Vital Aspects to Consider

Posted on 23 June 2020

Whichever business you plan to start, it's most likely you'll need some financial coverage. But where exactly do you start? While you'll wish to have affordable monthly premiums, it's imperative to pick reasonable levels of insurance coverage. So, what should you consider first before doing your search? Read on for four crucial aspects to keep in mind when buying business insurance. Your Industry The type of industry your business operates in will define the insurance coverage to buy. [Read More]

Understanding Business Insurance

Posted on 23 May 2019

Entrepreneurs should take important steps prior to starting a business; they should have a business plan, get financing and purchase insurance. However, once they start looking for business insurance, they could become confused because of the options available. It can become overwhelming, especially for the ones who have never bought one before. Business insurance helps you meet the legal requirements, minimise risk exposure and save money. There are several tips you can use when you are looking for business insurance. [Read More]

About Me

Insurance Policies for Small Business Owners and Independent Service Providers

Welcome to my blog. My name is Christina. I run a very small company where I paint murals on kids' bedroom walls. I never even considered the possibility my company needed insurance. I mean, I knew it was necessary for companies with employees or companies who take risks like serving food, but for my small business, I didn't realise how important it was. Unfortunately, one day, a delivery person slipped while coming up to my door, and because he was delivering paints for my business, he was able to bring a liability lawsuit against my business. The right insurance policy could have prevented all of those expenses and heartache. If you run a small business, you need to review these posts. They have the ideas, research and facts you need about insurance policies.